Medicare Health Plans

Medicare Advantage plans, also known as Part C, are an alternative to Original Medicare. They combine hospital (Part A) and medical (Part B) coverage, often including prescription drug coverage (Part D), all in one plan. These plans are offered by private insurance companies and may include extra benefits like vision, dental, and hearing that Original Medicare doesn’t cover.

If you have Original Medicare, you’ll need a separate Prescription Drug Plan (Part D) to cover your medications. However, if you choose a Medicare Advantage plan that includes drug coverage, you won’t need a separate plan. We can help you find the best option based on your medication needs.

Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs that Original Medicare doesn’t pay, like copayments, coinsurance, and deductibles. These plans are especially useful if you want to reduce unexpected healthcare expenses. If you have Original Medicare and want extra coverage, a Medicare Supplement plan could be a great fit.

Medicare Extras are additional benefits that can be added to your Medicare plan, such as coverage for vision, dental, hearing, and wellness programs. These extras help cover services not included in standard Medicare plans, making your healthcare coverage more comprehensive. We can help you explore these options to enhance your coverage.